Patrick’s Rants

My wife and I recently talked to some people about our prospects for home ownership - it’s more of a pre-qualification type review. They look over our credit reports and get an idea of our debt to income and all that fun stuff. It turns out that the credit pull seems to have been more of a hard pull than a soft pull (we were told they did soft pulls, but I haven’t looked at a follow up report yet to see if it shows or not) and we got a phone call from “Home Loan Executives” who do something called “trigger leads”. I’m guessing the trigger lead is like pre-screened credit offers, but these guys are looking for people pulling credit reports for a home loan and then calling them about it… as this article says, creepy.

I use Firefox all the time these days as does somewhere around 20% of all internet users. I noticed that Bank of America decided to support my browser of choice: Bank of America Firefox support. Now, if they would only show your account balance on the payment page. There is just a selection for the minimum payment and a blank box for a different amount you have to remember your balance if you want to pay the whole thing unlike the other cards I have that show three choices: the minimum payment, the statement balance, and a blank box for other. So I either missed it on BofA or they choose not to show you your balance on the payment page which is a little weird. At least they officially support Firefox.